Polygon Payments Surge To $3.5B As Real Usage Grows

Despite its token price remaining range-bound, Polygon concluded the last quarter of 2025 with robust on-chain activity. According to reports, the network processed over $3.5 billion in payments during the quarter, primarily via commercial transactions, card programs, and stablecoins.

As rates remained low and settlement times remained quick, over fifty payment-focused applications managed transactions, according to Messari’s Q4 analysis. The number was almost four times higher than it was a year ago and a 96% increase from the previous quarter.

Nearly $363 million was moved via Visa and Mastercard rails thanks in large part to stablecoin-linked cards. Rather than one-time events, a large portion of this volume came from regular spending, indicating regular usage.

In addition to payments, Polygon’s tokenized real-world assets increased to around $1.1 billion, placing the network tenth in the world. Stablecoin supply rose to almost 3 billion tokens, while decentralized exchange volumes also grew.

Despite rising usage, MATIC’s price struggled to break higher amid broader market weakness and left traders waiting for a clearer signal.

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