Coinbase and banking technology provider Stablecore have partnered to connect crypto and stablecoin services with the existing systems of U.S. banks and credit unions. Stablecore said its technology is connected to more than 3,000 U.S. financial institutions, potentially giving Coinbase a broad route into the traditional banking network. However, the partnership does not mean all these institutions will automatically begin offering Coinbase’s crypto services.
Crypto and stablecoins are coming to your local bank app.
We’re partnering with Stablecore to integrate regulated digital asset custody, trading, and payments into thousands of community banks and credit unions.
Finance is moving onchain – banks included. pic.twitter.com/SwDmrF0S1V
— Coinbase 🛡️ (@coinbase) September 17, 2026
Under the agreement, Stablecore will connect Coinbase’s digital asset infrastructure with the core banking, digital banking and compliance systems already used by participating institutions. This means banks and credit unions can potentially add digital asset services without replacing their existing technology platforms.
Depending on each institution’s plans and regulatory requirements, customers could gain access to cryptocurrency custody, digital asset trading, staking and stablecoin payments. These services can be integrated into existing banking interfaces rather than requiring customers to open a separate account with a crypto exchange.
Coinbase Head of Infrastructure Business Alec Lovett said the arrangement is intended to make digital asset services more accessible to community financial institutions. Stablecore CEO and co-founder Alex Treece similarly said banks and credit unions should not need to move to completely new technology platforms to support digital assets.
Amarillo National Bank in Texas is already implementing the combined technology, according to the companies. The two companies have not disclosed how many institutions have completed deployment or provided transaction figures from the initial implementations.
The actual services offered will vary from one bank or credit union to another. Each institution will decide which products fit its business model, technology and regulatory requirements. As a result, the connection to more than 3,000 institutions should be viewed as potential reach rather than a simultaneous rollout of Coinbase services across the entire network.
The partnership follows Coinbase’s September 10 agreement with Moov, which focuses mainly on stablecoin payment infrastructure across a network of more than 1,000 community banks and credit unions.
Together, these partnerships show how crypto services are increasingly being connected to existing financial infrastructure. For Coinbase, working with banking technology providers offers another distribution channel beyond standalone crypto exchanges and wallets.
For financial institutions, the model could reduce the need to build custody, trading and blockchain infrastructure internally. However, actual adoption will depend on individual institutions and the digital asset services they ultimately choose to provide.
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