Mastercard has rolled out a new AI-focused payment system, backed by big crypto names like Ripple, Coinbase, and the Solana Foundation.
The platform, called Agent Pay for Machines, lets AI agents send, receive, and settle payments on their own, without people needing to step in. The goal is to make large-scale machine-to-machine commerce and automated financial transactions possible.
Launched on June 10, the system is built to process lots of small transactions made by software agents working for businesses and consumers.
Mastercard says the platform has spending limits, approval controls, settlement rules, and works with different payment networks and stablecoins.
Ripple pointed out how important blockchain-based settlement is for automated commerce. RippleX executive Markus Infanger said the XRP Ledger and RLUSD stablecoin are made for fast transactions, while still following rules, keeping costs steady, and making audits easy.
Coinbase agreed that open payment standards are needed as the AI-driven economy grows. The company stressed that programmable digital dollars and payment systems that work together will be key as AI agents play a bigger role in commerce.
The Solana Foundation also supports the project, saying future payment systems need to work with stablecoins, cards, and regular banking systems. The foundation says Solana’s fast network is a good fit for these needs.
Mastercard’s program includes over 30 companies from payments, blockchain, and fintech, such as Stripe, Adyen, Cloudflare, OKX, Ripple, and Coinbase.
This launch shows that the industry is working harder to build the systems needed for autonomous digital commerce, where AI can handle financial transactions on its own but still follow user-set rules.
As AI agents begin to act, payments move into the background — at machine speed and massive scale.
Today we’re introducing Mastercard Agent Pay for Machines — bringing structure, governance, and trust to this new class of payments.
Launching with 30+ partners to bring this to… pic.twitter.com/X4zmXIg7FV
— Mastercard (@Mastercard) June 10, 2026
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