Vietnam’s Ministry of Finance is exploring a proposal to allow small and medium-sized enterprises (SMEs) to use digital assets as collateral for bank loans.
Under draft amendments to the Law on Support for SMEs, companies could pledge virtual assets, intellectual property rights, future assets, and other intangible holdings in addition to traditional assets such as real estate.
The initiative aims to increase financing accessibility for innovative and technology-driven businesses that may lack conventional collateral.
By broadening the range of acceptable collateral, Vietnamese regulators hope to foster entrepreneurship and support companies in scaling operations while reducing reliance on physical assets.
Industry experts suggest that such reforms could position Vietnam as a progressive jurisdiction for digital asset adoption, attracting foreign investment and encouraging SMEs to leverage emerging technologies.
If approved, the move could make financing more inclusive, efficient, and aligned with global trends in digital finance.
Vietnam’s Finance Ministry Proposes Allowing SMEs to Use Digital and Virtual Assets as Loan Collateral
According to Viet Nam News, Vietnam’s Ministry of Finance has proposed allowing SMEs to use digital assets, virtual assets and intellectual property as collateral for bank… pic.twitter.com/EfkgBUVFY5
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