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Hong Kong Mulls Looser Bank Rules For Crypto Holdings

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Hong Kong Mulls Looser Bank Rules For Crypto Holdings
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Hong Kong is stepping up efforts to become a global crypto hub with new draft rules easing capital requirements for banks holding certain digital assets. According to a consultation paper released by the Hong Kong Monetary Authority (HKMA), the proposed framework, CRP-1, details how crypto should be treated under Basel Committee global standards, set to take effect locally in early 2026.

The draft emphasizes crypto assets running on permissionless blockchains, which may qualify for lower capital requirements if issuers implement adequate risk management. The paper, distributed to the local banking sector, signals Hong Kong’s openness to integrating cryptocurrencies within its regulatory framework.

In contrast, China maintains a ban on crypto trading and mining. Hong Kong has taken the opposite route, with licensing requirements for exchanges and stablecoin issuers already in place. Last month, the Securities and Futures Commission also tightened custody rules for licensed trading platforms, showing regulators’ dual focus on innovation and investor protection.

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Written by
Kapil Rajyaguru -

Kapil Rajyaguru is a news editor at 3.0 TV with over 15 years of professional writing experience and more than four years dedicated to the cryptoverse.

An engineer by education and a writer by passion, Kapil brings a rare mix of technical insight and storytelling finesse. A firm believer that cryptocurrencies, blockchain and AI are the building blocks of the future, he crafts in-depth news and analysis to educate, empower and prepare the masses for the next frontier of Web3.

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