SoFi reported record fourth-quarter revenue of $1 billion, supported by its return to crypto trading and the expansion of blockchain-powered remittance services.
Adjusted net revenue rose 37 percent year-on-year, while net income reached $173.5 million. The company also launched its dollar-backed stablecoin, SoFiUSD, as part of its broader digital finance strategy.
Management said crypto offerings contributed to higher customer engagement and product usage, highlighting how regulated fintech platforms are increasingly integrating digital assets into core financial services.
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